Editorial Policies

Editorial Policies

  • Focus and Scope
  • Section Policies
  • Peer Review Process
  • Open Access Policy
  • Publication Ethics and Malpractice Statement
  • Abstracting & Indexing
  • Policy of Screening for Plagiarism
  • Policy on the use of GenAI

 

Focus and Scope

JDIEF publishes empirical, conceptual, and policy-oriented research in inclusive economics and finance, including studies on financial inclusion, MSMEs, digital economy, Islamic finance, public policy, and economic inequality. Business-related research is welcomed when it contributes to advancing equity, sustainability, and inclusive access within economic and financial systems.

Areas of interest include, but are not limited to:

  • Marketing Management,
  • Finance Management,
  • Strategic Management,
  • Operation Management,
  • Human Resource Management,
  • E-business,
  • Knowledge Management,
  • Corporate Governance
  • Management Information System,
  • International Business,
  • Business Ethics and Sustainability
  • Entrepreneurship.

JDIEF accepts articles on any business-related subjects and any research methodology that meet the standards established for publication in the journal. The primary, but not exclusive, audiences are academicians, graduate students, practitioners, and others interested in business and inclusive finance research.

The primary criterion for publication in JDIEF is the significance of the contribution an article makes to the literature in inclusive economics and finance, i.e., the importance of the contribution and the rigor of analysis and presentation of the paper. The acceptance decision is made based upon an independent review process that provides critically constructive and prompt evaluations of submitted manuscripts.

Section Policies

Articles

Checked Open Submissions Checked Indexed Checked Peer Reviewed

 

Peer Review Process

All submitted manuscripts are read by the editorial staff. Those manuscripts evaluated by editors to be inappropriate to journal criteria are rejected promptly without external review. Manuscripts evaluated to be of potential interest to our readership are sent to double blind reviewers. The editors then make a decision based on the reviewer’s recommendation from among several possibilities: rejected, require major revision, need minor revision, or accepted.

The Editor-in-Chief of Journal of Dissemination in Inclusive Economics and Finance has the right to decide which manuscripts submitted to the journal should be published.

Review Process:

  • Author submit the manuscript,
  • Editor Evaluation [some manuscripts are rejected or returned before the review process],
  • Double-blind peer review process,
  • Editor Decision,
  • Confirmation to the authors.

Open Access Policy

This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.

Publication Ethics and Malpractice Statement

Our Publication Ethics and Publication Malpractice Statement are based on COPEs Best Practice Guidelines for Journal Editors. As such, this journal follows the COPE Code of Conduct and Best Practice Guidelines for Journal Editors and the Code of Conduct for Journal Publishers.

A selection of key points is included below, but you should always refer to the three documents listed above for full details.

Duties of Editors

Fair play and editorial independence

Editors evaluate submitted manuscripts exclusively on the basis of their academic merit {importance, originality, studys validity, clarity} and its relevance to the journals scope, without regard to the authors race, gender, sexual orientation, ethnic origin, citizenship, religious belief, political philosophy or institutional affiliation. Decisions to edit and publish are not determined by the policies of governments or any other agencies outside of the journal itself. The Editor-in-Chief has full authority over the entire editorial content of the journal and the timing of publication of that content.

Confidentiality

Editors and editorial staff will not disclose any information about a submitted manuscript to anyone other than the corresponding author, reviewers, potential reviewers, other editorial advisers, and the publisher, as appropriate.

Disclosure and conflicts of interest

Editors and editorial board members will not use unpublished information disclosed in a submitted manuscript for their own research purposes without the authors explicit written consent. Privileged information or ideas obtained by editors as a result of handling the manuscript will be kept confidential and not used for their personal advantage. Editors will recuse themselves from considering manuscripts in which they have conflicts of interest resulting from competitive, collaborative, or other relationships/connections with any of the authors, companies or institutions connected to the papers; instead, they will ask another member of the editorial board to handle the manuscript.

Publication decisions

The editors ensure that all submitted manuscripts being considered for publication undergo peer-review by at least two reviewers who are expert in the field. The Editor-in-Chief is responsible for deciding which of the manuscripts submitted to the journal will be published, based on the validation of the work in question, its importance to researchers and readers, the reviewers comments, and such legal requirements as are currently in force regarding libel, copyright infringement and plagiarism. The Editor-in-Chief may confer with other editors or reviewers in making this decision.

Involvement and cooperation in investigations

Editors {in conjunction with the publisher and/or society} will take responsive measures when ethical concerns are raised with regard to a submitted manuscript or published paper. Every reported act of unethical publishing behaviour will be looked into, even if it is discovered years after publication. AP-SMART editors follow the COPE Flowcharts when dealing with cases of suspected misconduct. If, on investigation, the ethical concern is well-founded, a correction, retraction, expression of concern or other note as may be relevant, will be published in the journal.

Duties of Reviewers

Contribution to editorial decisions

Peer review assists editors in making editorial decisions and, through editorial communications with authors, may assist authors in improving their manuscripts. Peer review is an essential component of formal scholarly communication and lies at the heart of scientific endeavour. AP-SMART shares the view of many that all scholars who wish to contribute to the scientific process have an obligation to do a fair share of reviewing.

Promptness

Any invited referee who feels unqualified to review the research reported in a manuscript or knows that its prompt review will be impossible should immediately notify the editors and decline the invitation to review so that alternative reviewers can be contacted.

Confidentiality

Any manuscripts received for review are confidential documents and must be treated as such; they must not be shown to or discussed with others except if authorized by the Editor-in-Chief {who would only do so under exceptional and specific circumstances}. This applies also to invited reviewers who decline the review invitation.

Standards of objectivity

Reviews should be conducted objectively and observations formulated clearly with supporting arguments so that authors can use them for improving the manuscript. Personal criticism of the authors is inappropriate.

Acknowledgement of sources

Reviewers should identify relevant published work that has not been cited by the authors. Any statement that is an observation, derivation or argument that has been reported in previous publications should be accompanied by the relevant citation. A reviewer should also notify the editors of any substantial similarity or overlap between the manuscript under consideration and any other manuscript {published or unpublished} of which they have personal knowledge.

Disclosure and conflicts of interest

Any invited referee who has conflicts of interest resulting from competitive, collaborative, or other relationships or connections with any of the authors, companies or institutions connected to the manuscript and the work described therein should immediately notify the editors to declare their conflicts of interest and decline the invitation to review so that alternative reviewers can be contacted.

Unpublished material disclosed in a submitted manuscript must not be used in a reviewers own research without the express written consent of the authors. Privileged information or ideas obtained through peer review must be kept confidential and not used for the reviewers personal advantage. This applies also to invited reviewers who decline the review invitation.

Duties of Authors

Reporting standards

Authors of original research should present an accurate account of the work performed and the results, followed by an objective discussion of the significance of the work. The manuscript should contain sufficient detail and references to permit others to replicate the work. Review articles should be accurate, objective and comprehensive, while editorial 'opinion' or perspective pieces should be clearly identified as such. Fraudulent or knowingly inaccurate statements constitute unethical behaviour and are unacceptable.

Data access and retention

Authors may be asked to provide the raw data of their study together with the manuscript for editorial review and should be prepared to make the data publicly available if practicable. In any event, authors should ensure accessibility of such data to other competent professionals for at least 10 years after publication {preferably via an institutional or subject-based data repository or other data centre}, provided that the confidentiality of the participants can be protected and legal rights concerning proprietary data do not preclude their release.

Originality and plagiarism

Authors should ensure that they have written and submit only entirely original works, and if they have used the work and/or words of others, that this has been appropriately cited. Publications that have been influential in determining the nature of the work reported in the manuscript should also be cited. Plagiarism takes many forms, from "passing off" another's paper as the author's own, to copying or paraphrasing substantial parts of another's paper {without attribution}, to claiming results from research conducted by others. Plagiarism in all its forms constitutes unethical publishing behaviour and is unacceptable.

Multiple, duplicate, redundant or concurrent submission/publication

Papers describing essentially the same research should not be published in more than one journal or primary publication. Hence, authors should not submit for consideration a manuscript that has already been published in another journal. Submission of a manuscript concurrently to more than one journal is unethical publishing behaviour and unacceptable.

The publication of some kinds of articles {such as clinical guidelines, translations} in more than one journal is sometimes justifiable, provided that certain conditions are met. The authors and editors of the journals concerned must agree to the secondary publication, which must reflect the same data and interpretation of the primary document. The primary reference must be cited in the secondary publication.

Authorship of the manuscript

Only persons who meet these authorship criteria should be listed as authors in the manuscript as they must be able to take public responsibility for the content: {i} made significant contributions to the conception, design, execution, data acquisition, or analysis/interpretation of the study; and {ii} drafted the manuscript or revised it critically for important intellectual content; and {iii} have seen and approved the final version of the paper and agreed to its submission for publication. All persons who made substantial contributions to the work reported in the manuscript {such as technical help, writing and editing assistance, general support} but who do not meet the criteria for authorship must not be listed as an author, but should be acknowledged in the "Acknowledgements" section after their written permission to be named as been obtained. The corresponding author should ensure that all appropriate coauthors {according to the above definition} and no inappropriate coauthors are included in the author list and verify that all coauthors have seen and approved the final version of the manuscript and agreed to its submission for publication.

Disclosure and conflicts of interest

Authors should—at the earliest stage possible {generally by submitting a disclosure form at the time of submission and including a statement in the manuscript}—disclose any conflicts of interest that might be construed to influence the results or their interpretation in the manuscript. Examples of potential conflicts of interest that should be disclosed include financial ones such as honoraria, educational grants or other funding, participation in speakers bureaus, membership, employment, consultancies, stock ownership, or other equity interest, and paid expert testimony or patent-licensing arrangements, as well as non-financial ones such as personal or professional relationships, affiliations, knowledge or beliefs in the subject matter or materials discussed in the manuscript. All sources of financial support for the work should be disclosed {including the grant number or other reference number if any}.

Acknowledgement of sources

Authors should ensure that they have properly acknowledged the work of others, and should also cite publications that have been influential in determining the nature of the reported work. Information obtained privately {from conversation, correspondence or discussion with third parties} must not be used or reported without explicit, written permission from the source. Authors should not use information obtained in the course of providing confidential services, such as refereeing manuscripts or grant applications, unless they have obtained the explicit written permission of the author{s} of the work involved in these services.

Hazards and human or animal subjects

If the work involves chemicals, procedures or equipment that have any unusual hazards inherent in their use, the authors must clearly identify these in the manuscript. If the work involves the use of animals or human participants, the authors should ensure that all procedures were performed in compliance with relevant laws and institutional guidelines and that the appropriate institutional committee{s} has approved them; the manuscript should contain a statement to this effect. Authors should also include a statement in the manuscript that informed consent was obtained for experimentation with human participants. The privacy rights of human participants must always be observed.

Peer review

Authors are obliged to participate in the peer review process and cooperate fully by responding promptly to editors requests for raw data, clarifications, and proof of ethics approval, patient consents and copyright permissions. In the case of a first decision of "revisions necessary", authors should respond to the reviewers comments systematically, point by point, and in a timely manner, revising and re-submitting their manuscript to the journal by the deadline given.

Fundamental errors in published works

When authors discover significant errors or inaccuracies in their own published work, it is their obligation to promptly notify the journals editors or publisher and cooperate with them to either correct the paper in the form of an erratum or to retract the paper. If the editors or publisher learns from a third party that a published work contains a significant error or inaccuracy, then it is the authors obligation to promptly correct or retract the paper or provide evidence to the journal editors of the correctness of the paper.

Duties of the Publisher

Handling of unethical publishing behaviour

In cases of alleged or proven scientific misconduct, fraudulent publication or plagiarism, the publisher, in close collaboration with the editors, will take all appropriate measures to clarify the situation and to amend the article in question. This includes the prompt publication of an erratum, clarification or, in the most severe case, the retraction of the affected work. The publisher, together with the editors, shall take reasonable steps to identify and prevent the publication of papers where research misconduct has occurred, and under no circumstances encourage such misconduct or knowingly allow such misconduct to take place.

Access to journal content

The publisher is committed to the permanent availability and preservation of scholarly research and ensures accessibility by partnering with organizations and maintaining our own digital archive.

Section A: Publication and authorship

  1. All submitted papers are subject to strict peer-review process by at least two international reviewers that are experts in the area of the particular paper.
  2. Review process are blind peer review.
  3. The factors that are taken into account in review are relevance, soundness, significance, originality, readability and language.
  4. The possible decisions include acceptance, acceptance with revisions, or rejection.
  5. If authors are encouraged to revise and resubmit a submission, there is no guarantee that the revised submission will be accepted.
  6. Rejected articles will not be re-reviewed.
  7. The paper acceptance is constrained by such legal requirements as shall then be in force regarding libel, copyright infringement and plagiarism.
  8. No research can be included in more than one publication.

Section B: Authors’ responsibilities

  1. Authors must certify that their manuscripts are their original work.
  2. Authors must certify that the manuscript has not previously been published elsewhere.
  3. Authors must certify that the manuscript is not currently being considered for publication elsewhere.
  4. Authors must participate in the peer review process.
  5. Authors are obliged to provide retractions or corrections of mistakes.
  6. All Authors mentioned in the paper must have significantly contributed to the research.
  7. Authors must state that all data in the paper are real and authentic.
  8. Authors must notify the Editors of any conflicts of interest.
  9. Authors must identify all sources used in the creation of their manuscript.
  10. Authors must report any errors they discover in their published paper to the Editors.

Section C: Reviewers’ responsibilities

  1. Reviewers should keep all information regarding papers confidential and treat them as privileged information.
  2. Reviews should be conducted objectively, with no personal criticism of the author
  3. Reviewers should express their views clearly with supporting arguments
  4. Reviewers should identify relevant published work that has not been cited by the authors.
  5. Reviewers should also call to the Editor in Chief’s attention any substantial similarity or overlap between the manuscript under consideration and any other published paper of which they have personal knowledge.
  6. Reviewers should not review manuscripts in which they have conflicts of interest resulting from competitive, collaborative, or other relationships or connections with any of the authors, companies, or institutions connected to the papers.

Section D: Editors’ responsibilities

  1. Editors have complete responsibility and authority to reject/accept an article.
  2. Editors are responsible for the contents and overall quality of the publication.
  3. Editors should always consider the needs of the authors and the readers when attempting to improve the publication.
  4. Editors should guarantee the quality of the papers and the integrity of the academic record.
  5. Editors should publish errata pages or make corrections when needed.
  6. Editors should have a clear picture of a research’s funding sources.
  7. Editors should base their decisions solely one the papers’ importance, originality, clarity and relevance to publication’s scope.
  8. Editors should not reverse their decisions nor overturn the ones of previous editors without serious reason.
  9. Editors should preserve the anonymity of reviewers.
  10. Editors should ensure that all research material they publish conforms to internationally accepted ethical guidelines.
  11. Editors should only accept a paper when reasonably certain.
  12. Editors should act if they suspect misconduct, whether a paper is published or unpublished, and make all reasonable attempts to persist in obtaining a resolution to the problem.
  13. Editors should not reject papers based on suspicions, they should have proof of misconduct.
  14. Editors should not allow any conflicts of interest between staff, authors, reviewers and board members.

Sources:

Abstracting & Indexing

Google ScholarDOAJDimensionsGarudaSINTA

Policy of Screening for Plagiarism

All manuscripts must be free from plagiarism contents. All authors are suggested to use plagiarism detection software to do the similarity checking. Editors check the plagiarism detection of articles in this journal by using a Turnitin software.

Policy on the use of GenAI

This policy outlines the journal's stance on the ethical and responsible use of Artificial Intelligence (AI) and AI-assisted technologies in the preparation of manuscripts submitted for publication. This policy aims to ensure transparency, accountability, and the integrity of the scientific record.

1. Authorship and Accountability

  • AI cannot be an Author: AI tools and AI-assisted technologies (e.g., Large Language Models, Generative AI) do not meet the criteria for authorship as they cannot take responsibility for the content, integrity, or originality of the work. Therefore, AI tools or software cannot be listed as authors on any submitted manuscript.
  • Authors' Full Responsibility: Authors remain fully responsible and accountable for the entire content of their submitted manuscript, including any parts generated, edited, or enhanced by AI tools. This includes the accuracy, integrity, originality, and ethical soundness of the work. Authors must verify the factual correctness of any statements, citations, data, or figures generated by AI.
  • Human Oversight Required: The use of AI tools must be under direct human supervision. Authors must critically evaluate, edit, and revise any material generated by AI to ensure it aligns with scientific standards, accuracy, and ethical guidelines.

2. Transparency and Disclosure

  • Mandatory Disclosure: Authors are required to disclose the use of AI and AI-assisted technologies in the preparation of their manuscript. This disclosure must be explicit, specific, and transparent.

  • What to Disclose: The disclosure should include:

    • The name of the AI tool(s) used: e.g., ChatGPT (OpenAI), Bard (Google), Grammarly, GPT-4, Midjourney, etc.
    • The specific purpose(s) for which the AI tool was used: e.g., language refinement, grammar check, drafting of specific sections (specify which sections), brainstorming, data analysis assistance, image generation, etc.
    • The extent of AI involvement: A brief description of how the AI tool contributed to the manuscript.
  • Where to Disclose: This disclosure should typically be included in one of the following sections:

    • Acknowledgements section: (Preferred for general writing assistance)
    • Methods section: (If AI was used for specific methodological steps, e.g., data analysis or coding assistance)
    • A dedicated "Declaration of AI Use" statement just before the References section or in a footnote on the title page.

    Example Disclosure Statement: "Portions of this manuscript were drafted/edited/enhanced using [Name of AI tool, e.g., ChatGPT-4 (OpenAI)]. The authors used this tool for [specific purpose, e.g., improving grammar and clarity/drafting an initial version of the Introduction section]. All content generated by the AI was thoroughly reviewed, edited, and validated by the authors, who take full responsibility for the final content." Or for image generation: "Figure X was generated with the assistance of [Name of AI tool, e.g., Midjourney v5]. The authors provided the prompts and edited the output to ensure accuracy and relevance."


3. Permissible Uses (with Disclosure)

AI tools may be used to assist authors in the following ways, provided full disclosure is made:

  • Language and Grammar Refinement: Improving readability, spelling, grammar, and sentence structure.
  • Drafting Support: Assisting in the generation of initial drafts of specific, non-research-critical sections (e.g., parts of the Introduction or Discussion for stylistic purposes), which must then be thoroughly reviewed and revised by the authors.
  • Brainstorming and Idea Generation: Assisting in conceptualizing ideas or outlining the structure of the manuscript.
  • Data Analysis and Visualization Assistance: (Only if verified and reproducible by human authors). If AI is used in data processing, analysis, or generating figures/tables, the specific methods, tools, and validation steps must be clearly described in the Methods section.
  • Summarization of Literature: Aiding in summarizing existing literature, but the authors must ensure the accuracy of the summary and proper citation of original sources.

4. Prohibited Uses

The use of AI and AI-assisted technologies is strictly prohibited for:

  • Generating Fictitious Content: Creating false data, fabricated research results, or non-existent references/citations.
  • Plagiarism: Using AI-generated content without proper attribution (i.e., treating it as original work when it is not fully human-generated or verified). All AI-generated content must be treated as any other source and properly attributed if it relies on existing intellectual property or specific datasets.
  • Substituting for Human Intellectual Contribution: AI cannot perform the core intellectual work of research, such as formulating original hypotheses, designing experiments, interpreting novel findings, or drawing original conclusions.
  • Violating Confidentiality: Reviewers and editors are strictly prohibited from using AI tools with confidential manuscript content (e.g., uploading the manuscript to publicly available AI models), as this may breach confidentiality, copyright, and the integrity of the peer-review process.
  • Misrepresenting Research: Using AI to intentionally mislead readers about the methods, results, or conclusions of the research.

5. Consequences of Misuse

Failure to adhere to this policy regarding the ethical use of AI and AI-assisted technologies will be considered a serious breach of publication ethics. Such breaches may result in:

  • Rejection of the submitted manuscript.
  • Retraction of the published article.
  • Banning of the author(s) from future submissions to the journal.
  • Notification to the authors' institution and relevant ethics committees.

This policy will be periodically reviewed and updated to reflect advancements in AI technology and evolving ethical guidelines in scholarly publishing.

Copyright Policy

Authors who publish in JDIEF agree to transfer copyright of their work to the journal. Submission of a manuscript implies that all authors have read and accepted the copyright terms. Manuscripts must be original, unpublished, and not under consideration elsewhere. Plagiarism or fabricated data is strictly prohibited, and JDIEF reserves the right to take appropriate action if such misconduct is identified.

Permissions and Third-Party Content

Authors are responsible for securing permission to use third-party materials such as figures, tables, or photographs. Any reproduced material must have written authorization from the copyright holder.

Open Access Policy

All articles in JDIEF are published under the Creative Commons Attribution-ShareAlike 4.0 International License (CC BY SA 4.0), which permits unrestricted distribution and reproduction in any medium, provided the original work is properly cited.

Archiving Policy

  • Authors may deposit the first draft of their submitted article on personal or institutional repositories.
  • The accepted version of the peer-reviewed article may be deposited after publication, with proper citation and DOI link to JDIEF.
  • JDIEF supports long-term preservation through institutional repositories and open-access initiatives.
  • Articles published under open access may be archived immediately on non-commercial repositories and personal websites.

Peer Review Policy

JDIEF follows a double-blind peer review procedure:

  1. Manuscripts are screened by the editorial office for scope and formatting.
  2. Eligible manuscripts are assigned to Section Editors.
  3. At least two independent reviewers evaluate originality, methodology, clarity, and contribution.
  4. Based on reviewers’ reports, the Editor-in-Chief or Section Editor makes the final decision.
  5. Accepted manuscripts proceed to copyediting and production.

Conflict of Interest

All financial contributions and potential conflicts of interest must be clearly acknowledged. Authors must disclose sources of funding for their study.

Confidentiality

The peer review process is confidential. Editors and reviewers must not disclose any information about submitted manuscripts before publication.

Plagiarism Prevention

JDIEF uses plagiarism detection software (e.g., iThenticate) to identify overlapping text. Authors must ensure originality and proper citation of sources.

Preprint Policy

Preprints deposited in recognized repositories before submission are allowed and not considered prior publication. Authors may submit manuscripts that have appeared as preprints, provided they are not published elsewhere.

Ethical Conduct

Research must respect values of justice, fairness, and autonomy. Studies involving human subjects must include informed consent. JDIEF follows COPE guidelines for handling misconduct, plagiarism, and unethical behavior.

Proof Corrections

Authors will receive page proofs before publication. Proofs must be returned promptly with corrections limited to typographical errors. Major changes are not permitted at this stage.

Retraction and Withdrawal

Articles may be withdrawn or retracted if they violate publishing ethics, including plagiarism, falsified data, or duplicate submission. Retraction notices will be published clearly in the journal.